Close On-Time Guarantee

Close On-Time Guaranteed

You Ask and We Deliver

Dedicated speed team to close your home on-time Guaranteed.

  • How do we do it Faster than Other Lenders? How can we Guarantee On Time Closing?
  • Our In-House Underwriting, Document and Funding Department enables us (Mortgage Consultants, Underwriters Doc Drawers and Funders) to communicate more effectively on the details of your mortgage application and that can make all the difference in getting approved for a mortgage. Purchase Loans have Priority over other Loans.

What are the Benefits of in-house underwriting, doc department and funding?

  • The biggest advantage is that borrowers have a more personal connection to the process. You are a person with a story, a history, and a real desire to help your family by improving your lives. If the underwriter needs more information to explain any red flags like gaps in employment or credit issues, the “in-house” underwriter communicates with us directly to help explain your situation or help you collect more information.
  • It can improve the chances of being approved without delay. Delays can lead to costly fees for missing deadlines and could even force you to miss out on your dream home.
  • Learn more by checking out our (Step-by-Step Mortgage Guide, )

Other Lenders

  • By contrast, many large mortgage lenders-brokers out-source the underwriting to third-party companies or individuals. This can save the lender a few dollars over-time but can also slow the process, introduce unnecessary costs for the borrower, and possibly create confusion with so many different hands on your loan file.

Our underwriting process

  • Puckett Mortgage Loans maintains control of the entire mortgage process under one roof.
  • Your direct relationship with us offers a high-level of accuracy and a more responsive experience, from application through closing. Together, our team of mortgage experts can quickly determine if certain conditions must be fulfilled before the loan can be approved, how to collect additional information needed, or just guide you through the process to help you get approved quickly.
  • With access to nearly every loan program in the industry, Puckett Mortgage Loans can help you find the best mortgage programs to achieve your financial goals. Contact us at (858) 254-2220 or click here on our Secured site.
    https://apply.loanlock.com/loan-app/?siteId=5238651448&lar=curtis.puckett&workFlowId=117295 to pre-qualify for a mortgage in as few as 10 minutes.